Insurance is one of those things that many people find confusing or intimidating. We are here to help! Durham Orthodontics is out-of-network for all carriers. Nevertheless, we do accept MOST insurance carriers including those listed below.

Insurance Providers 

  • Aetna 
  • Americas 
  • Anthem 
  • Blue Cross Blue Shield 
  • Central States 
  • Cigna 
  • DearBorn National 
  • Delta Dental 
  • Guardian  
  • GEHA  
  • Humana 
  • Medical Mutual of Ohio 
  • MetLife  
  • Principal Life/Dental 
  • Sun Life Financial 
  • Tricare 
  • UMR 
  • United Concordia  
  • United Healthcare 


Treatment Coverage

Orthodontic treatment is covered by many dental insurance plans, but is often separate coverage from other dental services. Thus it is important to understand the details of your plan and payment options. In most cases there is no major difference between the lifetime maximums for in- and out-of-network services for orthodontics. At times, your insurance may show non-acceptance. This simply means that the check will come to you instead of to our office.  

If you have questions, we would be happy to contact your provider to check on what benefits are available to you. Simply provide us with your insurance information so we can contact them. Then we’ll let you know what benefits your plan provides. Alternatively, you can contact your provider directly to find out about age limitations and lifetime maximums. 

Is your provider not listed above? We will always be happy to file with your insurance company on behalf. If you don’t see your company listed above,ask us  about it. We’d be happy to answer any questions and see how we can work with you to navigate your insurance.